PMAY 2025: How to get housing assistance up to Rs 1.5 lakh under Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana (PMAY) is an important scheme of the Government of India, which aims to provide affordable and cheap housing to all citizens. This scheme is specially designed for the poor, lower and middle class people, so that they can build a safe and permanent house for themselves. Under this scheme, housing facilities are provided in both urban and rural areas.
To avail the benefits of this scheme, applicants have to go through the process of online registration. This process is simple and convenient, so people can apply easily. Online registration of Pradhan Mantri Awas Yojana has started, and many benefits are available under it, such as financial assistance, loans at low interest rates, etc.
PM Housing Scheme Online Registration
| Speciality | Description |
| Name of the scheme | Prime Minister Housing Scheme |
| Launch Year | 2015 |
| Beneficiary | Poor, lower and middle class people |
| Application Process | Both online and offline |
| Application Fee | No charges |
| Housing Assistance Amount | Up to Rs 1.5 lakh |
| application period | Available throughout the year |
| Website | pmaymis.gov.in |
Table of Contents
Objective of PM Housing Scheme
The main objective of Pradhan Mantri Awas Yojana is to:
- Home for All: To ensure that every Indian citizen has a safe and permanent home.
- Financial Aid: Providing financial aid to the poor so that they can build their own house.
- Urbanisation: Eliminating slums in urban areas and providing better housing to people.
- Rural Development: Providing housing facilities in rural areas also.
Online registration process
To register online for PM Awas Yojana, follow the following steps:
- Visit the official website: First of all you have to visit
- Select Citizen Assessment: Click on the “Citizen Assessment” option on the homepage.
- Apply Online: Select “Apply Online” option from the drop-down menu.
- Enter Aadhaar details: Enter your Aadhaar number and name and click on ‘Check’.
- Fill the form: Fill in the required information such as personal details, bank account details etc.
- Upload Documents: Upload all the required documents.
- Submit: Check the form details and click on submit button.
Required Documents
Some important documents are required while applying for PM Awas Yojana:
- Aadhar card
- PAN card
- Ration Card
- Address proof
- Income Certificate
- Bank account statement
- Passport size photo
Eligibility Criteria
There are certain eligibility criteria to apply under the PM Awas Yojana:
- The applicant must be an Indian citizen.
- The applicant should not already own a house.
- The annual income of the family should be less than the prescribed limit (up to Rs 3 lakh in urban areas and Rs 1.5 lakh in rural areas).
Benefits of PM Housing Scheme
Beneficiaries get many types of benefits under the Pradhan Mantri Awas Yojana:
- Financial assistance: Financial assistance up to Rs 1.5 lakh is available.
- Loan at low interest rate: Facility to take loan from banks at low interest rate.
- Safe place to live: The opportunity to have a safe and permanent home.
conclusion
Pradhan Mantri Awas Yojana is an important initiative that helps the poor and lower class people to build a permanent house for themselves. The online registration process of this scheme is simple and accessible, so that more and more people can take advantage of it.
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